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Kidnapping Insurance

In some areas of the world, being kidnapped and held for ransom is a possibility. While kidnapping rarely happens in the United States, it is not unheard of. In parts of the world where terrorist groups operate, however, kidnapping happens more often. If you travel around the world to dangerous areas, consider kidnapping insurance for peace of mind.

In addition to being a problem in areas where terrorists operate, kidnapping also occurs in areas where law enforcement is unreliable. A New York Times story noted a 300 percent increase in kidnapping in Mexico since 2005, as well as large increases in kidnapping in Pakistan and Venezuela.

Members of high-profile families and representatives of companies are often targets. Sometimes kidnappers target companies as well as individuals.

Features of Kidnapping Insurance Policies

Companies providing this insurance usually have a security company that offers more than just money if you are kidnapped. They will help negotiate the release of the kidnapped person and provide extra security for family members. In the event of a kidnapping, family members who are being asked to pay a ransom are also in danger and need extra security.

Insurance companies do not provide the ransom money. Typically the ransom is paid by the family and may be recovered, through a claim, from the insurance company later. Kidnapping insurance does cover any associated expenses and losses incurred and includes a life insurance policy as well. The insurance provider may also offer training on how to avoid becoming a kidnapping victim.

People who travel on business, as well as people who are from wealthy families, are the people most likely to be kidnapped and to need kidnapping insurance. Criminals feel kidnapping is an easy way to get money quickly, and it does work at times. Being insured will assure you that a security team is available to help win your release.

If you are planning to travel to a dangerous area, call our office to discuss the insurance options you have. Hester, Heitel & Associates, Inc. professionals can guide you as you consider kidnapping insurance for yourself or a family member.

Our Location

Hester, Heitel & Associates, Inc.

6122 North 7th Street
Phoenix, AZ 85014
Main office: 480-470-5647
Toll free: 800-789-0888
Fax: 602-230-7836

Our Providers

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Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

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Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

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Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

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They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

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